Facing a Balloon Payment or Maturing Loan?
When a commercial loan matures or a balloon comes due and a refinance isn’t there — rates moved, occupancy slipped, the lender won’t extend — the calendar, not the building, drives the decision. A direct sale can resolve the payoff before the deadline forces it.
Who this page is for
Owners with a balloon payment coming due, a maturing note the lender won’t renew, or a property that no longer appraises or cash-flows enough to refinance at today’s rates.
Why this is hard to solve with a listing
A normal listing takes months to market and close, which a loan deadline rarely allows; and the same conditions that block a refinance (vacancy, soft income, condition) also slow conventional buyers.
How a direct sale can help
We can review the building and the payoff quickly and, if it fits, move toward a purchase that clears the loan at closing — coordinating with your lender and a title company on the payoff and any liens.
Loan-deadline questions owners ask
My balloon is due soon — is there still time to sell?
Often, yes, if you act early. The sooner we can review the building and the payoff, the more room there is to close before the deadline.
Will a sale cover my loan?
It depends on the payoff and the building. We coordinate with the lender and title on payoffs at closing, but we don’t promise an outcome we can’t control.
Where owners go from here
Loan deadline coming?
The sooner we review it, the more options you have. A property review is free, confidential, and carries no obligation.